Strategy Session:
Our main goal with our strategy session is to evaluate and design a plan that allows you to make an informed decision.
We know that the circumstances of life can change. As trained professionals, our goal is to be here to work with you to find a plan that fits into your monthly budget.
Plan ahead
Take the time to understand funeral costs in your area. You can request a general price list from any funeral home in your neighborhood to get an idea of how much your final arrangements could cost your loved ones.
If they don’t already, make sure the person who will be in charge of your affairs has copies of all important documents. Share your final wishes with them too (what flowers you might want, what passages you want read, songs you want played, etc.). Documenting these ahead of time will save your loved ones a lot of stress and will prevent them from trying to guess what you wanted.
What does final expense insurance cover?...
Your beneficiary can use the death benefit for anything, but it’s typically used to cover funeral or cremation expenses.
What is the difference between final expense and life insurance?...
It works like most other types of life insurance: there’s an application process and a review/approval process by the insurer. The death benefit is paid to the primary beneficiary once the claim is approved.
What is the maximum age to get final expense insurance?...
It depends on the insurance company. Most people can get coverage until they turn 85. There are some companies that insure someone over the age of 85, but be prepared to pay a very high premium.
How quickly are final expense insurance policies paid out?..
This depends solely on the life insurance company. Some companies can take weeks or months to pay the policy benefit. Others, like Lincoln Heritage, pay approved claims in 24 hours.
What should I do next?
Schedule your free strategy planning session. You can also press the "Click to Call" button above to reach us today.
Determine Your Strategy and Reach out to us.
Martin Insurance Agency Copyright 2023 -- All Rights Reserved
Phone: (803) 370-2665 Email: komartininsurancegroup@gmail.com
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800 MEDICARE to get information on all of your options.